Smishing & Vishing:
How to Stay Safe
Cybercriminals no longer rely solely on complex malware or sophisticated hacking tools. Today, many of the most damaging attacks start with something far simpler-a phone call or a text message. While these channels feel personal and familiar, they have become powerful weapons for digital fraudsters.
In this complete guide, our cybersecurity specialists in Perth break down what vishing and smishing are, why these attacks are becoming more sophisticated, how to spot them, and-most importantly-how to protect your organisation and employees from falling victim.
What Is Vishing?
- Banking details
- Account passwords
- Credit card numbers
- Business or employee data
- One-time authentication codes
According to global cybersecurity research, over 53% of employees cannot accurately identify what vishing is, making them more vulnerable to manipulation.
How Vishing Works
Vishing scams rely heavily on psychological pressure and impersonation. The scammer often uses:
- VoIP (Voice-over-IP) tools like Skype or internet calling software
- Spoofed caller IDs that make the number appear local or trusted
- Automated messages (“robocalls”) that create urgency
- Scripted conversations designed to build trust
A typical vishing attack might begin with an automated message stating:
“This is an urgent call regarding suspicious activity on your account. Press 1 to speak to a fraud officer.”
Once the victim responds, the call is forwarded to a fake agent trained to extract personal information.
Why Vishing Works
Vishing attacks succeed because:
- Phone calls feel legitimate and personal
- People fear financial loss or identity theft
- The caller often pretends to be from a bank, government agency, police, or familiar brand
- Caller ID spoofing makes the number look authentic
- Victims feel pressured to respond quickly
Vishing can happen to anyone-employees, senior executives, or even entire departments like finance or HR.
What Is Smishing?
Smishing (SMS phishing) is a cyberattack conducted through text messages. These messages often include:
- A malicious link
- A request for personal information
- A fake alert or warning
- A too-good-to-be-true reward or prize
Smishing is similar to email phishing, but more dangerous because:
- People read text messages instantly
- SMS feels personal and trusted
- Mobile devices are constantly in hand
- Users are more likely to click without thinking
How Smishing Works
Smishing messages often imitate:
- Banks or financial institutions
- Government services (ATO, Medicare, MyGov)
- Postal and courier companies (AusPost, DHL)
- Online shopping or subscription services
- Company HR or payroll departments
A smishing message may look like this:
These messages usually come from randomly generated 10–11 digit numbers and often contain:
- Urgency
- Threats
- Typos or grammatical errors
- Suspicious links
- Requests for personal data
Why Smishing Is So Effective
Smishing succeeds because:
- Mobile screens hide full URLs
- SMS filtering is limited
- People trust text messages more than emails
- The urgency triggers emotional decision-making
Cybercriminals know that humans-not systems-are the weakest link.
Common Signs of Smishing & Vishing Attacks
Whether the attack comes through a call or a text, there are consistent warning signs that can help you identify a scam early. Here are the most common red flags:
1. A Sense of Urgency
Scammers rely on panic. They might say:
- “Your account will be closed in 24 hours.”
- “Your identity has been stolen.”
- “You owe unpaid taxes.”
Anything designed to provoke quick action is suspicious.
2. Requests for Personal or Financial Information
Legitimate organisations never request details such as:
- Passwords
- PINs
- One-time verification codes
- Credit card numbers
- Full dates of birth
- Bank account details
Especially not through calls or texts.
3. Unknown or Suspicious Phone Numbers
Random numbers, international codes, or disguised caller IDs are often signs of vishing or smishing.
4. Spelling and Grammar Errors
Professional organisations do not send text messages filled with typos. Many smishing attempts originate overseas, where scammers rely on translated scripts.
5. Unexpected Links (Shortened or Suspicious URLs)
Short URLs like bit.ly or strange domain names are major red flags.
6. Unsolicited “Rewards,” “Prizes,” or “Special Offers”
If you didn’t enter a competition, you didn’t win it.
7. Calls With Poor Audio Quality or Background Noise
Call centres used by scammers often operate from environments that sound suspicious or unprofessional.
How to Protect Yourself From Smishing & Vishing Attacks
The good news: with the right precautions, you can avoid the vast majority of these scams. Here are the most effective steps for individuals and businesses.
For Individuals: Practical Safety Tips
1. Do Not Respond to Messages from Unknown Numbers
Ignore, delete, or block them. Never click links, download attachments, or reply.
2. Never Share Sensitive Information via SMS or Phone
Banks, government departments, and legitimate companies will never request:
- Passwords
- Verification codes
- Credit card details
- PINs
- Personal identity information
over a call or text.
3. Verify the Caller Through Official Channels
Hang up immediately and call back using the official number found on the organisation’s website.
4. Do Not Click on Suspicious Links
Rotating URL patterns are used to avoid detection. Verify first; click never.
5. Report the Message or Call
Use your phone’s built-in reporting features or notify your mobile carrier. This helps prevent further attacks.
6. Install Mobile Security Tools
Modern cybersecurity apps can scan URLs, block malicious links, and identify scam messages.
Awareness is your biggest shield. Knowing what to look for makes you far less likely to be tricked.
How Businesses Can Protect Employees from Smishing & Vishing
Smishing and vishing aren’t just personal threats-they are major organisational risks. Many corporate breaches begin with a single employee exposing sensitive information through a phone-based scam.
Here’s how companies can reduce the risk:
1. Mandatory Cybersecurity Awareness Training
Educate employees on:
- What smishing and vishing are
- Real examples and case studies
- How scammers manipulate trust
- What to do when a suspicious message appears
Regular refresher sessions ensure ongoing vigilance.
2. Create a Clear Reporting Process
Employees should feel comfortable reporting suspicious messages-without fear of blame.
This can include:
- A dedicated cybersecurity email address
- A hotline
- An internal ticketing system
- A Slack or Teams reporting channel
The easier the process, the faster threats can be contained.
3. Run Simulated Smishing and Vishing Exercises
Just like phishing simulations, companies should test employees using controlled fake SMS and call campaigns. This helps identify weak points and tailor training to address them.
4. Implement Strict BYOD Policies
Bring Your Own Device (BYOD) introduces significant security risks. Make sure that employee devices used for work meet basic cybersecurity standards:
- Updated operating systems
- Mobile antivirus protection
- Multi-factor authentication (MFA)
- Secure password managers
- Restricted app permissions
5. Limit Access to Sensitive Information
Not every employee should have access to:
- Financial systems
- HR platforms
- Payroll data
- Administrative credentials
6. Encourage a Security-First Culture
Cybersecurity is not just IT’s responsibility-it is everyone’s. Foster a workplace where:
- Employees think before acting
- Suspicious messages are treated carefully
- Verification is encouraged
- Security is discussed regularly
The Rising Threat: Why Smishing and Vishing Are Increasing
Key reasons for this rise include:
- Widespread mobile usage
- Low awareness among employees
- Easy access to VoIP and caller ID spoofing tools
- Ability to bypass email filters
- High psychological impact of phone-based scams
The digital space is becoming more and more technologically advanced. Unfortunately, so are hackers and other cybercriminals. Though they sound scary, smishing and vishing can be easily avoided by being more thoughtful, more vigilant and taking adequate security measures. Do you want to learn more about smishing and vishing and how you can avoid them? We have your back. Contact us or email us at cybersecurity@computingaustralia.group for quick and efficient digital security solutions.
Jargon Buster
VoIP – Voice over Internet Protocol (VoIP) is the technology that allows you to communicate via calls over the internet.
Phishing – Phishing is a cybercrime in which a scammer uses fake messages or calls to collect sensitive data from their targets.
CEO fraud – It is the type of phishing in which scammers trick employees of a workplace into giving information by impersonating their CEO or other company executives.
FAQ
What’s the difference between smishing and vishing?
Smishing uses SMS to trick victims into clicking malicious links or sharing information, while vishing uses phone calls-often with spoofed caller IDs-to steal personal or financial data.
How can I identify a smishing message?
Watch for unknown numbers, spelling mistakes, urgent requests, suspicious links, or messages asking for personal details-legitimate organisations won’t request sensitive info via SMS.
What should I do if I get a suspicious call or text?
Can these attacks steal my money or identity?
Yes. Smishing and vishing can expose bank details, passwords, or authentication codes-allowing criminals to access accounts or commit identity theft.
Why are these attacks increasing?
Mobile devices are easy targets: users respond quickly to texts and calls, caller ID spoofing is simple, and SMS security is weaker than email filters-making mobile phishing highly effective.